USDA is a Loan program that helps buyers obtain their own Home with Zero down and 100% Financing. In Yucca Valley, Joshua Tree, 29 Palms, Landers, Morongo Valley, Yucca Mesa, Wonder Valley, and some surrounding areas of the Morongo Basin this Loan can be utilized due to the the Department of Rural Housing deeming the areas qualified to generate the Loan. The great thing about this loan is Social Security, Disability, and Retirement may be qualified Income. If you are employed you will need at least a two year work history. One of my last buyer’s was on Social Security and She makes about $1000.00 monthly. She bought a home for 45,000.00 and her Payments (PITI) are $349.00 Monthly. That transaction was absolutely 0% ZERO Down. Credit guidelines vary, but even If you’re not ready now, doesn’t mean we can’t walk you though it and give you a little guidance as far as how to OWN your own Home!
I have been consistently one of the TOP buyers Agents in the High Desert. If you ever have any questions or would like a list of homes for sale in the High Desert Area (Yucca Valley, Joshua Tree,29 Palms ect…) Feel free to Call me at 760-362-3568.
Take care and have an great day!
Real Estate Sales Specialist